Pathways Financial Credit Union is a full-service not-for-profit financial institution helping our members find their path to better banking, and ultimately, financial freedom. Forming relationships with our members, making decisions with them in mind first, and serving their financial needs is our utmost priority. Better Than a Bank Member-owners at Pathways Financial Credit Union enjoy the following benefits: Convenient locations across Central Ohio and Dayton open 6 days a week. Thousands of Shared Branching locations nationwide and abroad to access your accounts no matter where you are. 24/7 access to your accounts via our online/mobile banking, mobile app, telephone banking system, text banking, and e-statements. Competitive interest rates on savings product to put more money in your pocket. Great rates and low fees on loans. A full business services suite to put your company on the path to growth. Best of all – You own where you bank! Instead of answering to stockholders like a traditional bank, you are the shareholder. So when we return money back to our owners… that’s you! Our management answers to a volunteer Board of Directors elected by the credit union membership.